Small Business Loans
Our goal is to provide you with the benefits that many traditional small business bank loans fail to provide,
The Fastest and Easiest Access to Business Funding
The Small Business Loan Program is designed to get you the financing you need under the terms that work with and for your business. As with all small business owners, managing a business is a fulfilling but complicated task, requiring large amounts of your time, dedication and effort.
At Lex Funding, our priority is not only to make sure that you obtain the funds you need to meet your businesses needs in a timely manner, but our responsibility as your financing partner is to structure a funding solution that is best suited to resolve your current situation. Unlike traditional small business loan providers, we do not require lengthy applications, extensive documentation, or deny your application based on stringent FICO scores.
How Our Small Business Loan Can Benefit You:
| Quick and Simple | With our quick and simple application process, you can expect an approval for a Small Business Loan within hours, and funds deposited into your account in as little as 1 business day. |
| Approval Rate | Our 86% approval rate ranks higher than that of banks, and over 91% of our client come back to us for additional funding. |
| Affordable Repayment | We base our repayment plans on your monthly gross revenue, offering you an affordable repayment option that fits your unique situation. |
| Additional Capital | Once you’re funded through one of our programs, you may qualify for additional capital at a discounted price! |
| Experience | Our team has provided thousands of small business owners nationwide with the capital necessary to meet their immediate business needs and long term business goals alike. |
How Small Business Loans Work
Anyone who runs a small business knows it takes money to make money. That makes access to working capital essential – whether you’re just starting out or have big plans to expand your existing business. In fact, nearly every business, large and small alike, needs extra working capital from time to time. In these moments, a short-term business loan might be the best option.
Short-term business loans operate like traditional term loans in that you receive a set amount of cash up front that you agree to pay back, along with the lender’s fees, over a set period of time. However, with short-term business loans, loan amounts tend to be smaller, the repayment period drastically shorter, and you often pay the lender back daily vs. monthly.
For example, what if you have the opportunity to fill an order for a customer who will pay you in 60 days, but your supplier needs to be paid in 10 days? Without access to cash, you might not be able to serve that customer. But with a short-term business loan, you could get the funding you need to fill that order and then pay that loan back when your customer pays you.
Or perhaps you have a seasonal small business that needs extra capital just before the holiday season. Getting a short-term business loan would give you the funds you need to cover promotional expenses and build your inventory well before the holidays – even though you might be short on cash right now.
Other businesses find that a short-term loan is a great way to fund business expansion, refinance other short-term debts at more favorable terms, pay upcoming taxes, put extra cash into their business to take advantage of new opportunities, or meet pretty much any short-term financing need.
With a simple application and information on your recent sales history, you can get approved in 24 hours for $3,000 to $2,000,000 in financing. Plus, you can access your capital in as little as 2 days and use it for any business need. To speak with a funding coordinator about our retail store financing, call us at (347)-815-FUND.
